News
Banks Face New Gen Z Credit Test as BNPL Use Spreads
31+ min ago (745+ words) Generation Z now holds the lowest average credit score of any generation, 676 according to FICO, down three points in one year. That number dropped further after student loan delinquency reporting resumed in February 2025, with 14. 1% of Gen Z borrowers seeing their…...
Getting Loan-Ready: What You Need to Know Before You Borrow - Rocktown Now
13+ hour, 3+ min ago (525+ words) Applying for a loan can feel like a lot to take on. Here are some tips and tricks for preparing to apply for a loan....
Kreditsearch Enhances Credit Comparison Platform for Swiss Consumers Seeking Better Terms
11+ hour, 3+ min ago (143+ words) ZURICH, CH " May 18, 2026 " PRESSADVANTAGE " "Swiss consumers deserve access to comprehensive, unbiased information when making important financial decisions," said a Kreditsearch spokesperson. "Our enhanced platform provides the tools and resources necessary for borrowers to understand their options and secure favorable loan…...
Credit scores hit 12-year low as debt crisis deepens across US
14+ hour, 32+ min ago (485+ words) Credit scores just hit a twelve-year low as American debt spirals to record levels. The average FICO score dropped to 714, marking the steepest decline since 2014. Student loan repayments and mortgage delinquencies are crushing consumer finances alongside inflation hitting 3. 8% annually. Student…...
Droppin' Jewels: The Credit Gap: A Reality Check
3+ week, 5+ day ago (498+ words) Explore Madd Hatta's Droppin' Jewels segment, focusing on financial literacy and the importance of good credit, with insights on racial credit disparities and actionable tips for building wealth." Every weekday at 5: 26 PM, Houston's own Madd Hatta takes to the airwaves…...
Turnava: No rise expected in loan rates as GEL lending costs fall
18+ hour, 14+ min ago (172+ words) The President of the National Bank of Georgia, Natia Turnava, says interest rates on loans in Georgian lari are declining despite global economic uncertainty, with no increase expected in the near term. Speaking at the Finance and Budget Committee of…...
New Study Shows FICO" Score 10 T Provides Greater Predictive Power for First-Time Homebuyers
16+ hour, 35+ min ago (327+ words) The newly released analysis builds on Milliman's earlier research showing FICO" Score 10 T is the most predictive credit score for evaluating mortgage default risk. Milliman independently analyzed nearly 20 million mortgages from a major U. S. credit bureau, covering GSE, FHA, and overall…...
What to do if your loan or rental is blocked because of ASNEF
1+ day, 1+ hour ago (411+ words) How to Find Out for Free If You Are on the ASNEF List and Quickly Remove Your Data You can end up on the ASNEF list even because of a small debt, and the consequences can be serious: loan rejection,…...
How to dispute a credit report error, step by step
9+ hour, 56+ min ago (792+ words) Errors can cripple a credit score and make borrowing expensive The Independent Money channel is brought to you by Credit Karma. Credit reports can be the key to unlock the door to good interest rates on loans and credit cards,…...
Tips to protect your personal financial information
21+ hour, 18+ min ago (370+ words) Identity theft is a very real threat in the digital age. While it once was complicated for criminals to collect personal data, such as identification numbers, emails, phone numbers, and more, the connectivity the internet offers can sometimes make stealing…...