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Upstox
upstox.com > news > personal-finance > investing > banks-revise-fixed-deposit-fd-rates-in-august-2026-check-which-bank-is-offering-the-highest-return > article-199109

Banks revise FD rates in August 2026: Check which bank is offering the highest return

2+ hour, 4+ min ago   (148+ words) Among the banks in the comparison, DCB Bank offers the highest regular rate of 7.50% on select tenures, while its senior-citizen rates go up to 8.05%. Here’s a simple comparison of the latest rates for deposits below ₹3 crore. | Image: Shutterstock. Several banks…...

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upstox.com > news > personal-finance > latest-updates > 8th-pay-commission-10-lakh-pensioners-seek-quarterly-da-revision-merger-with-basic-pay-at-25 > article-198377

8th Pay Commission: 10 lakh pensioners seek quarterly DA revision, merger with basic pay at 25%

2+ week, 2+ hour ago   (292+ words) The BPS’ recommendation of quarterly DA revision is a first of its kind suggestion by any association. Like the NCM-Staff Side, BPS has also sought point-to-point compensation of DA. The BPS is seeking quarterly revision of DA and DR. | Image:…...

Upstox
upstox.com > news > personal-finance > investing > sbi-har-ghar-lakhpati-scheme-how-much-do-you-need-to-deposit-every-month-to-build-1-lakh > article-198368

SBI Har Ghar Lakhpati Scheme: How much do you need to deposit every month to build ₹1 lakh?

2+ week, 4+ hour ago   (535+ words) SBI Har Ghar Lakhpati Scheme: Check the monthly amount needed to build ₹1 lakh in 3 to 10 years, interest rates, eligibility, penalties and withdrawal rules For deposits where the principal is up to ₹5 lakh, the premature withdrawal penalty is 0.50% across all tenures....

Upstox
upstox.com > news > personal-finance > investing > hdfc-bank-speciale-senior-citizen-savings-account-how-it-differs-from-the-bank-s-existing-senior-citizen-account > article-198067

HDFC Bank Specialé Senior Citizen Savings Account: How it differs from the bank's existing senior citizen account

2+ week, 5+ day ago   (146+ words) From complimentary doorstep banking and cyber fraud cover to hospitalisation benefits and medical discounts, HDFC Bank Specialé Senior Citizen Savings Account is aimed at customers aged 60 years and above. Some of the key features include complimentary doorstep banking services such…...

Upstox
upstox.com > news > personal-finance > tax > filing-itr-before-july-31-tax-experts-say-first-time-investors-are-struggling-with-ltcg-reporting > article-197763

Filing ITR before July 31? Tax experts say first-time investors are struggling with LTCG reporting

3+ week, 5+ day ago   (373+ words) Filing ITR before July 31? Tax experts explain why first-time investors are struggling with LTCG reporting, common filing mistakes, AIS mismatches and choosing the correct ITR form. Confusion over long-term capital gains (LTCG), exemption limits, the correct ITR form and AIS…...

Upstox
upstox.com > news > personal-finance > latest-updates > senior-citizen-welfare-schemes-benefits-from-free-aids-to-elderline-helpline-key-benefits-explained > article-197748

Senior Citizen Welfare Schemes: From free aids to elderline helpline, key benefits explained

3+ week, 5+ day ago   (377+ words) The Government implements multiple welfare programmes for senior citizens under the Atal Vayo Abhyudaya Yojana (AVYAY). The details were shared by Minister of State for Social Justice and Empowerment B. L. Verma in a written reply in the Lok Sabha. Under the…...

Upstox
upstox.com > news > personal-finance > latest-updates > 8th-pay-commission-why-pensioners-want-an-end-to-allowance-heavy-salary-structure > article-197556

8th Pay Commission: Why pensioners want an end to allowance-heavy salary structure

4+ week, 1+ day ago   (483+ words) The RSCWS' memorandum to the 8th Pay Commission says many allowances end after retirement. However, expenses of retired employees under heads like housing, transport, and healthcare continue at higher rates after retirement. RSCWS says key allowances such as HRA and transport…...

Upstox
upstox.com > news > personal-finance > investing > beyond-f-ds-why-retirees-are-adding-scss-and-mutual-funds-to-their-retirement-portfolio > article-197146

Beyond FDs: Why retirees are adding SCSS and mutual funds to their retirement portfolio

1+ mon, 6+ day ago   (596+ words) As retirees face longer lifespans, rising healthcare costs, and inflation, experts suggest combining guaranteed income, liquidity, and growth rather than relying on a single product. The biggest shift among today's retirees isn't that they're abandoning fixed deposits. It's that they're…...

Upstox
upstox.com > news > personal-finance > latest-updates > unity-bank-hikes-fixed-deposit-interest-rate-on-501-day-tenure-senior-citizens-to-get-up-to-8-5 > article-196982

Unity Bank hikes Fixed Deposit interest rate on 501-day tenure; senior citizens to get up to 8.5%

1+ mon, 1+ week ago   (234+ words) After the latest hike, senior citizens on an FD deposited for 501 days will get an attractive interest rate of 8.5% per annum. The revision in rate has been made for deposits below ₹3 crore. | Image: Shutterstock Unity Small Finance Bank (Unity Bank)…...

Upstox
upstox.com > news > personal-finance > tax > sold-a-house-gifted-by-your-spouse-here-s-how-the-capital-gains-tax-will-be-calculated > article-196734

Sold a house gifted by your spouse? Here's how the capital gains tax will be calculated

1+ mon, 1+ week ago   (258+ words) For land and building, the holding period for a capital asset to qualify as a long-term capital asset is 24 months. If you gift a house to your spouse and they sell it later, who pays the capital gains tax? Is…...