1+ week, 12+ hour ago  (360+ words) New Delhi, June 26, 2026: The Reserve Bank of India (RBI) has kept the repo rate unchanged in its recent Monetary Policy meeting. Due to this pause, most major banks have maintained stable Fixed Deposit (FD) interest rates with only minor changes…...

2+ week, 6+ day ago  (342+ words) Mumbai: Looking for safe and guaranteed returns after retirement? Senior citizens have plenty of reasons to cheer in June 2026. Several banks are offering attractive fixed deposit (FD) rates, with some RBI-regulated small finance banks paying as much as 8. 30% per annum…...

1+ mon, 1+ week ago  (329+ words) New Delhi, May 2026: UCO Bank has introduced the UCO 535 Fixed Deposit Scheme, a new special tenor fixed deposit product aimed at providing customers with competitive returns on their savings. The scheme is open to all retail customers and offers additional…...

1+ mon, 2+ week ago  (266+ words) Mumbai: Bank of India has increased interest rates on its medium and long-term Fixed Deposits for amounts below "3 crore. The revised rates are effective from May 18, 2026. The hike primarily covers deposit tenures ranging from 1 year to 3 years, offering higher returns…...

1+ mon, 3+ week ago  (480+ words) The Reserve Bank of India's steady monetary policy has kept FD rates relatively stable this year. However, there is a clear difference in the rates offered by different types of institutions: Large public sector and private banks generally provide returns…...

3+ mon, 1+ week ago  (227+ words) Citizens'PSU Connect New Delhi, 25 March, 2026: UCO Bank, one of India's leading public sector banks, has announced its fixed deposit (FD) interest rates for 2026 The bank offers attractive returns for both senior citizens and general customers, with flexible deposit amounts and…...

3+ mon, 2+ week ago  (422+ words) March 21, 2026: Choosing between SBI and HDFC Fixed Deposits? Both are safe (DICGC insured up to "5 lakh per depositor), but rates, tenures, and senior benefits differ slightly as of March 2026. SBI (public sector) last revised retail FD rates (< "3 crore) on December 15, 2025 " no changes in March 2026. HDFC (private sector) updated rates effective March 6, 2026, with a small hike on select longer tenures. Here's a clear, 100% accurate comparison based on official bank data (retail domestic term deposits below "3 crore). 46 days " 6 months 5 years " 10 years SBI highest: 7. 05% for seniors on 5"10 years (includes We Care 0. 50% extra). HDFC highest: 7. 00% for seniors on 3y1d to SBI Amrit Vrishti (444 days): 6. 45% general / 6. 95% senior. HDFC has no major special short-term scheme like this currently. Rate (%) SBI " General Public SBI " Senior Citizen Best for long-term seniors HDFC " General Public ~6. 40 (avg for 5y slab) Varies by exact bucket HDFC " Senior Citizen Recent hike helps mid-long tenures (Figures approximate using compound interest formula A = P(1 + r/4)^(45); exact may vary slightly by booking date/payout option.) Safety & Trust " Both DICGC insured up to "5 lakh. SBI (public sector giant) often preferred for perceived higher security; HDFC (private) has strong digital experience. Senior Benefits " SBI gives 0. 50% extra (We Care) + 0. 10% for super seniors (80+) in some cases " better for 5+ years. HDFC gives 0. 50% extra (sometimes +0. 25% premium on select FDs). Ease of Booking " HDFC excels in online/app (Net Banking, quick disbursal). SBI strong via YONO app/branches. Premature Withdrawal Penalty " Similar (0. 50"1% penalty), but check latest T&Cs. Tax-Saving FD (5-year lock-in) " SBI: 6. 05% general / 7. 05% senior. HDFC: Around 6. 40% general / 6. 90% senior. Recent Changes " HDFC hiked select mid-long tenures by 10 bps in March 2026. SBI retail unchanged (bulk > "3 cr hiked 25 bps)....

3+ mon, 2+ week ago  (408+ words) March 21, 2026 " If you're thinking about how much extra money a "2, 00, 000 Fixed Deposit (FD) with State Bank of India (SBI) can give you over 5 years, here's a simple and clear explanation based on the real, current rates. For a standard 5-year…...

3+ mon, 2+ week ago  (583+ words) Mumbai 18 March 2026: Fixed Deposits (FDs) remain one of the safest and most popular investment options in India, especially for risk-averse investors. But the big question in March 2026 is: Should you choose Public Sector Undertaking (PSU) Banks like SBI, Bank of…...

4+ mon, 3+ week ago  (350+ words) New Delhi, February 8, 2026 " As the Reserve Bank of India (RBI) stabilizes the repo rate this quarter, senior citizens have a unique window to lock in high yields. With inflation concerns lingering, the shift in 2026 is toward guaranteed government-backed instruments over…...