H.R. 1181 Passed the House Finance and Financial Sector

Protecting Privacy in Purchases Act

To prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer from general-merchandise retailer or sporting-goods retailer, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Moore, Riley [R-WV-2] Introduced February 11, 2025 Cosponsors 132 (132 R) Latest action July 15, 2026

Summary

Protecting Privacy in Purchases Act
This bill prohibits payment card networks from using merchant codes that distinguish firearms retailers from general-merchandise retailers or sporting-goods retailers.
The Department of Justice must enforce this bill and report annually on the resulting investigations and cases. 

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Roll-call votes

Actions

  1. Jul 15, 2026 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  2. Jul 14, 2026 Motion to reconsider laid on the table Agreed to without objection.
  3. Jul 14, 2026 On passage Passed by the Yeas and Nays: 221 - 201 (Roll no. 240). (text: CR H4441-4442)
  4. Jul 14, 2026 Passed/agreed to in House: On passage Passed by the Yeas and Nays: 221 - 201 (Roll no. 240).
  5. Jul 14, 2026 On motion to recommit Failed by the Yeas and Nays: 208 - 217 (Roll no. 239).
  6. Jul 14, 2026 Considered as unfinished business. (consideration: CR H4451-4452)
  7. Jul 14, 2026 POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1181 the Chair put the question on the motion to recommit and by voice vote, announced the noes had prevailed. Mr. Frost demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
  8. Jul 14, 2026 The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
  9. Jul 14, 2026 Mr. Frost moved to recommit to the Committee on Financial Services. (CR H4445)
  10. Jul 14, 2026 The previous question was ordered pursuant to the rule.
  11. Jul 14, 2026 DEBATE - The House proceeded with one hour of debate on H.R. 1181.
  12. Jul 14, 2026 Rule provides for consideration of H.R. 139, H.R. 8595, H.R. 9237 and H.R. 1181. The resolution provides for consideration of H.R. 139, H.R. 9237, and H.R. 1181 under a closed rule, and H.R. 8595 under a structured rule with one hour of debate and one motion to reconsider on each bill.

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