News
Rep. Tlaib introduces bill to correct credit history for victims of predatory lending, fraud, economic abuse
1+ hour, 20+ min ago (369+ words) WASHINGTON " Today, U. S. Rep. Rashida Tlaib (MI-12) introduced the Fostering Accuracy and Integrity in the Reporting of Credit Act to restore credit for victims of predatory lending, fraud and financial abuse. The FAIR Credit Act also addresses inaccuracies in credit reports found…...
AI Is Changing How Credit Decisions Are Made
2+ hour ago (321+ words) CU Today NEW YORK--Credit decisions are increasingly being driven by consumers' real-time financial behavior rather than traditional static credit scores, a shift that promises more accurate underwriting while reducing fraud and false declines, according to PYMNTS. PYMNTS reported that…...
Had it with credit card rates? Here's a hack for lowering them
1+ hour, 57+ min ago (1186+ words) You fume about the 20% interest rate on that credit card, even as you fault yourself for running up the balance." But have you ever considered asking for a lower rate? Credit card interest rateshovernear historic highs. The average card rateis…...
Protecting clients from US software crashes in private credit
14+ hour, 1+ min ago (342+ words) Australian advisers need to ensure they are adequately protected from US technology crashes when it comes to their private credit exposure, according to Zenith Investment Partners. Many software and software-as-a-service (Saa S) companies form large parts of major private credit funds…...
3 bucket-list trips you can book with the Sapphire Preferred's 100, 000-point bonus
3+ hour, 13+ min ago (886+ words) The Chase Sapphire Preferred" Card (see rates and fees) has earned its place among the top travel credit cards. It has long been a great option for anyone who wants to put a dent in their ever-growing bucket list. And…...
Credit Card Interest Rate Caps Pose Threats to Rural Texas Economy Growth
18+ hour, 33+ min ago (307+ words) texasinsider. org By Suzanne Bellsnyder I spent years working to grow Spearman's economy, first as City Manager and then as the Chamber of Commerce President In that time, I learned that economic development in a rural community doesn't come from…...
Credit card ownership in India surges among Gen Z
11+ hour, 25+ min ago (369+ words) A Ten-Year Sweep of India's Credit Card Market India's credit card market has expanded significantly over the last decade, across the number of cards, consumers and balances. Between March 2016 and March 2026, the number of cardholders grew 3. 6x from 1. 4 crore to 5. 2 crore....
Usury: The Debtors" Prison Without Walls in America
6+ hour, 2+ min ago (339+ words) With such obvious usury, you might ask why our congressmen and senators aren't doing anything about this travesty. The cynic in me says it's because their wealthy donors and corporate donors don't carry credit card debt and this problem is…...
What Happens When You Deposit $10, 000 or More Into Your Bank Account? Here's the Truth in 2026 - AOL
11+ hour, 7+ min ago (604+ words) If you've recently sold a car, received a generous wedding gift, or finally emptied that literal "rainy day" jar of cash, you might be staring at a stack of bills with some concern. Many people wonder if the IRS will…...
The U. S. States With the Best (And Worst) Access to Banks [2026]
8+ hour, 28+ min ago (439+ words) Finance Buzz analyzed branch location and population data to rank every state by the number of bank branches per 100, 000 residents, revealing wide gaps in physical banking access across the country. The Finance Buzz research team analyzed the total number of…...