News
Using a Health Savings Account for Retirement Funds? Avoid These 3 Mistakes
6+ hour, 35+ min ago (517+ words) Only certain people are eligible to contribute to a health savings account (HSA) in 2026. Investing your HSA funds is crucial if you plan to use the account for retirement savings. Avoid using your HSA for current medical expenses if you're…...
Americans close to retirement are saving for later, but they're worried about getting by right now
9+ hour, 28+ min ago (328+ words) Call it bad timing. While Americans are pacing ahead of last year in making last-minute retirement account contributions, underneath it all, they're rattled. That's especially true for those nearing retirement. Inflation, covering monthly bills, emergency expenses, and paying off personal…...
AHCU Launches Unique Mortgage Program Designed for Healthcare Professionals in the Twin Cities
13+ hour, 51+ min ago (287+ words) SAINT PAUL, Minn. , April 9, 2026 /PRNewswire/ -- Associated Healthcare Credit Union (AHCU) today announced the launch of a new mortgage solution specifically designed for healthcare professionals, combining a competitively priced adjustable-rate mortgage (ARM) with specialized underwriting that reflects the realities of healthcare…...
How to make a high-deductible health plan and HSA work for you
18+ hour, 55+ min ago (1141+ words) An elementary school teacher chose a low-price health insurance plan but soon realized she wasn't clear about what it would mean for her family's finances. "Once I got the insurance card, I compared our old plan to our new plan,…...
How to Build a Tax-Efficient Retirement Income Plan
9+ hour, 35+ min ago (542+ words) After working hard and saving carefully for so many years, you're going to want to enjoy the comfortable retirement you deserve. But even if you've amassed sizable retirement savings thus far, it doesn't necessarily mean it's all yours. If you're…...
Less than half of Americans are planning for their retirement healthcare needs, survey finds
23+ hour, 53+ min ago (424+ words) Seventy-eight percent of Americans participating in a recent survey said they are worried about having enough money to cover their healthcare expenses in retirement, yet only 48% of the total are actively planning for those expenses, which are expected to increase....
5 financial freebies every investor should claim
1+ day, 9+ hour ago (579+ words) By Sheryl Rowling of Morningstar In the world of tax law, truly "free" lunches are rare. Usually, a tax break in one area requires a sacrifice in another. However, if you know where to look, the tax code contains several…...
5 Tax Breaks Stay-at-Home Spouses Can Use To Save the Household Money
2+ day, 12+ hour ago (663+ words) Best Consumer Digital Financial Platform The Hidden Tax Cost of Delaying Social Security If You Make Under $50 K, You May Qualify for These IRS Tax Credits Trump's New Retirement Plan: What a Federal Match Up to $1, 000 Means for Seniors Not…...
How spending shocks affect retirement planning
2+ day, 13+ hour ago (213+ words) Further complicating matters for young retirees is that many individuals wish to delay Social Security to increase their eventual benefits. At the same time, delaying Social Security can necessitate higher withdrawals in the early part of retirement, thereby imperiling the…...
We're 59 and retired with $5. 3 million. We want to spend $250, 000 a year until Medicare and Social Security start. Are we nuts?
1+ day, 17+ hour ago (1111+ words) Is this front-loading withdrawal plan safe, or will we risk our retirement security for a few years of fun? Question: We are early retirees at 59, with $5. 3 million saved. We need $250, 000 a year from savings right now to do everything we…...