19+ min ago  (1818+ words) A reader wants to understand the rules for taking money from his NHS pension In our weekly series, readers can email in with any questions about retirement and pension savings to be answered by our expert, Tom Selby, director of…...

2+ day, 12+ hour ago  (654+ words) When it comes to retirement accounts, there's the 401(k), and then everyone else. It's by far the most used retirement account in the country, with a large number of working-age Americans having one. It's a win-win: you proactively save and invest…...

58+ min ago  (531+ words) $1. 3 M traditional 401(k) triggers $49, 057 RMD at 73, pushing $36 K Social Security 85% taxable, totaling $19, 800 first-year tax bill. Roll to IRA and use $10 K-$20 K qualified charitable distribution to reduce taxable income before RMDs begin in 2026. This scenario surfaces constantly in retirement forums: someone in…...

11+ hour, 18+ min ago  (486+ words) Dear Liz: You often emphasize the importance of using a financial planner or adviser who is a fiduciary. But how does one know whether a given planner or adviser is a fiduciary? Is it just the planner or adviser claiming…...

1+ day, 13+ hour ago  (770+ words) Social Security is a financial lifeline for millions of older Americans. Potential benefit cuts could drive countless seniors into poverty. A flawed system for calculating COLAs hurts seniors today. It's not exactly a secret that Social Security serves as a…...

2+ hour, 13+ min ago  (56+ words) Higher salaries can lead to increased spending, hindering wealth creation. Chartered Accountant Nitin Kaushik explains the 50/30/20 budgeting rule's pitfalls. He advocates for allocating 50% to needs, 30% to investments, and 20% to lifestyle. A small shift in this allocation can cost lakhs in…...

2+ hour, 9+ min ago  (86+ words) Zero Hedge - On a long enough timeline, the survival rate for everyone drops to zero...

12+ hour, 34+ min ago  (1498+ words) For many retirees, budgeting becomes an act of precision: cutting back on travel, downsizing homes and seeking out seniors" discounts. But there"s one expense that still manages to take a surprising toll, even for those who think they"ve…...

4+ day, 7+ hour ago  (414+ words) The Internal Revenue Service (IRS) on Wednesday issued guidance, Notice 2026-33, that clarified the disclosures required for qualified long-term care distributions from defined contribution (DC) plans. It also extended the deadline for plan amendments for plans permitting distributions for long-term care premiums....

1+ day, 14+ hour ago  (876+ words) Tapping into your 401(k) early to deal with debt or emergency bills may seem like a savvy move, but two of the biggest names in retirement planning are sounding the alarm about doing so. Fidelity, one of the largest 401(k) plan administrators…...