News
How to pick a debt payoff strategy you'll actually stick with
19+ min ago (1254+ words) This article was paid for by Achieve. Nearly one in three Americans has seen their unsecured debt increase over the past year, according to a recent survey by personal finance platform Achieve and Money. com. About the same share (34%) said…...
Fannie Mae eliminates 620 credit score minimum for mortgages, adopts new scoring models that evaluate 2 years of payment history
3+ hour, 26+ min ago (814+ words) Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to…...
More Than a Dozen New American Funding Loan Officers Defect to Rate
8+ hour, 23+ min ago (142+ words) Multiple returning originators among a group of experienced producers choosing Rate's platform, pricing, technology and product depth to grow their business CHICAGO, July 09, 2026 (GLOBE NEWSWIRE) -- Rate, a leading fintech company, today announced that more than a dozen loan officers have…...
Stay Compliant with ACA's State Guide: Join Our July Webinar
2+ hour, 26+ min ago (1561+ words) ACA International is governed by a Council of Delegates, consisting of representatives from each regional Unit and each Division of membership, and Board of Directors, chosen by the Council of Delegates. The Board of Directors empowers and oversees a variety…...
Mortgage rates increase behind Iran, inflation worries
34+ min ago (598+ words) Mortgage rates moved higher this week, as Treasury yields moved off of last week's low as investors had concerns not just over the Iran ceasefire but also inflation. The 30-year fixed rate mortgage averaged 6. 49% as of July 9, the Freddie Mac…...
Experts Forecast Five Year Mortgage Rates Movement and Bond Market Trends
6+ hour, 29+ min ago (808+ words) Mortgage rates have experienced notable volatility since the onset of the conflict in the Middle East, prompting questions about their long term trajectory. Understanding where these rates are headed over the next five years helps homebuyers and investors decide whether…...
Mortgage rates hit 2026 high as home costs climb. What it means for Tennessee
1+ hour, 43+ min ago (564+ words) Mortgage rates have hit a one-month high after plateauing from their steep increase that began in late February. According to a new report from Forbes, thirty-year mortgage rates hit a one-month high on July 9. On June 4, a 30-year fixed mortgage…...
Measuring Mortgage Velocity: The Structural Mathematics Behi " Weddings
4+ hour, 6+ min ago (864+ words) The headline figure of 6. 49% for a 30-year fixed-rate mortgage (FRM) is derived from Freddie Mac's Primary Mortgage Market Survey (PMMS). This number is frequently misunderstood as a universal borrowing cost. In reality, it is a highly specific, conditional metric. Simultaneously,…...
CFPB Answers Call to Explore Simplifying Mortgage Rules
3+ hour, 49+ min ago (64+ words) Credit Union Times CUTimes" trusted and independent team of experts provides credit union leaders with the strategic and tactical information necessary to run their institutions and better serve members. For questions about Credit Union Times, please call 646-978-9578 (9: 00am-10: 00pm ET, Monday through…...
n Cino wins Cornerstone First Mortgage as POS customer
6+ hour, 54+ min ago (190+ words) Cornerstone First Mortgage, a San Diego-headquartered full-service mortgage bank, has moved to n Cino's Mortgage Point of Sale as it looks to improve the experience it offers borrowers and continue its expansion across the US. Cornerstone handles every stage of…...