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News
Ayushman Bharat Expands Free Health Cover to All Seniors 70+
4+ day, 22+ hour ago (324+ words) Whalesbook The Indian government has officially expanded the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) to include every citizen aged 70 and older, irrespective of their financial status This expansion removes the previous income-based criteria that limited the scheme to…...
India's Aging Population Creates New Economic Potential
1+ week, 2+ day ago (279+ words) Whalesbook India is heading toward a major demographic change as the proportion of its elderly citizens increases By 2050, the number of individuals aged 60 and above is expected to rise to 347 million, up from approximately 157 million today The segment of the…...
Small Finance Banks Offer Up To 8.5% FD Rates for Seniors
1+ week, 3+ day ago (235+ words) Whalesbook Small finance banks are currently providing senior citizens with fixed deposit interest rates reaching as high as 8.50 percent annually This development comes as the broader banking sector experiences a gradual decline in deposit rates, making these niche offerings attractive…...
Bihar Starts Doorstep Property Registration for Seniors
1+ week, 4+ day ago (283+ words) Whalesbook The Bihar government has introduced a doorstep property registration service, 'Sabka Samman, Jeevan Aasan,' designed specifically for residents aged 75 and older This initiative allows senior citizens to complete the registration process for their land, flats, or plots without needing…...
Unity Small Finance Bank Raises FD Rates Up to 8.5% for Seniors
1+ week, 4+ day ago (249+ words) Whalesbook Unity Small Finance Bank has revised its retail fixed deposit interest rates effective July 15, 2026 The most significant change is for the 501-day tenure, which now offers 8.00% for general customers and 8.50% for senior citizens This specific duration currently provides the…...
SCSS vs Post Office MIS: Comparing Returns for Senior Citizens
2+ week, 6+ hour ago (226+ words) Whalesbook Senior citizens planning their finances often look for low-risk, government-backed investment avenues that provide steady income The Senior Citizens' Savings Scheme (SCSS) and the Post Office Monthly Income Scheme (POMIS) are two primary options in India As of the…...
RBI Digital KYC Hurdles Threaten Senior Citizen Access
2+ week, 2+ day ago (304+ words) Whalesbook The rapid push toward a fully digital financial system in India is creating unexpected hurdles for a vulnerable demographic Millions of senior citizens are currently unable to access their own savings because they cannot navigate mandatory digital re-KYC (Know…...
PF Corpus FDs Are Taxable: Better Government Alternatives
2+ week, 2+ day ago (260+ words) Whalesbook Many retirees choose to park their Provident Fund (PF) maturity corpus into bank Fixed Deposits (FDs) for a sense of safety and regular income However, it is essential for investors to understand a common tax misconception: the tax-exempt status…...
New ₹50,000 Tax Deduction for Uninsured Seniors Explained
2+ week, 5+ day ago (297+ words) Whalesbook A new provision under the Income Tax Act now allows resident senior citizens to claim a deduction of up to â¹50,000 for medical expenses incurred during a financial year This relief is specifically designed for those who do not…...
Senior FD Rates: Small Finance Banks Lead at 8.3% vs Private Banks
3+ week, 1+ day ago (311+ words) Whalesbook What Happened As of early July 2026, senior citizens looking for fixed deposit (FD) returns are seeing a clear interest rate gap between small finance banks (SFBs) and large private sector banks Smaller institutions, including Jana Small Finance Bank, are…...