Install
Merger Process Review Act
To require the Inspector General of each Federal prudential regulator to carry out a review every 3 years of the regulator's handling of insured depository institution merger applications, and for other purposes.
- Introduced
- Committee
- Passed House
- Passed Senate
- To President
- Became law
Summary
Merger Process Review Act
This bill requires the appropriate Office of the Inspector General (OIG) that serves the Federal Reserve Board, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to periodically review the merger applications received by that regulator.
Specifically, every three years, the appropriate OIG must examine that regulator’s merger approval procedures, including timeliness and efficiency, and report on its findings and recommendations. The regulator must then submit a plan to implement the appropriate recommendations.
Summary by the Congressional Research Service, Library of Congress.
Actions
- Feb 25, 2026 Placed on the Union Calendar, Calendar No. 453.
- Feb 25, 2026 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-528.
- Dec 17, 2025 Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
- Dec 17, 2025 Committee Consideration and Mark-up Session Held
- Dec 16, 2025 Committee Consideration and Mark-up Session Held
- Dec 9, 2025 Referred to the House Committee on Financial Services.
- Dec 9, 2025 Introduced in House
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