H.R. 6544 Reported by committee Finance and Financial Sector

REVIEW Act of 2025

To require the Federal financial institutions regulatory agencies to review the cumulative impact of regulations issued by such agencies, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Timmons, William R. [R-SC-4] Introduced December 9, 2025 Cosponsors 0 Latest action February 25, 2026

Summary

Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act of 2025 or the REVIEW Act of 2025
This bill increases the frequency and expands the scope of regulatory reviews conducted by federal financial agencies.
Currently, these regulatory reviews must occur every 10 years to identify outdated or unnecessary regulations imposed on insured depository institutions. The bill increases this frequency to every 7 years. 
Additionally, the bill expands these reviews to include an internal review of the cumulative impacts of regulations, including an assessment regarding (1) access to financial products and services, (2) credit availability and market liquidity, and (3) costs and benefits of regulations with respect to financial safety and soundness and overall economic activity. 
The bill also codifies the National Credit Union Administration’s inclusion in this review process. 

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. Feb 25, 2026 Placed on the Union Calendar, Calendar No. 452.
  2. Feb 25, 2026 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-527.
  3. Dec 17, 2025 Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 23.
  4. Dec 17, 2025 Committee Consideration and Mark-up Session Held
  5. Dec 16, 2025 Committee Consideration and Mark-up Session Held
  6. Dec 9, 2025 Referred to the House Committee on Financial Services.
  7. Dec 9, 2025 Introduced in House

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