H.R. 4238 Passed the House Commerce

DLARA

To improve accountability in the disaster loan program of the Small Business Administration, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Moore, Tim [R-NC-14] Introduced June 27, 2025 Cosponsors 19 (17 R, 2 D) Latest action June 24, 2026

Summary

Disaster Loan Accountability and Reform Act or the DLARA
This bill modifies the Small Business Administration (SBA) disaster loan program to require additional oversight and reports regarding the program.
First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted. If a report is not submitted by the required date, no funds may be appropriated for official travel by the SBA Administrator until the report is submitted. 
Second, the President's annual budget must include separate statements regarding the appropriations request for SBA disaster loans and COVID-19 Economic Injury Disaster Loans (EIDL), including explanations for any difference between the amount requested and the 10-year average cost for such loans.
Third, the SBA must notify Congress when the balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent presidential budget.
Finally, the bill requires additional oversight of the disaster loan program, including
- Government Accountability Office reports on the disbursement of disaster loans and the cost of specified SBA rules that modified the loan program; and
- an SBA report on its actions to improve forecasting, data quality, and budget assumptions for the cost of disaster loans.

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. Jun 24, 2026 Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448.
  2. Jun 23, 2026 Motion to reconsider laid on the table Agreed to without objection.
  3. Jun 23, 2026 On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4143-4144)
  4. Jun 23, 2026 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
  5. Jun 23, 2026 DEBATE - The House proceeded with forty minutes of debate on H.R. 4238.
  6. Jun 23, 2026 Considered under suspension of the rules. (consideration: CR H4143-4145)
  7. Jun 23, 2026 Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
  8. Jun 11, 2026 Placed on the Union Calendar, Calendar No. 603.
  9. Jun 11, 2026 Committee on the Budget discharged.
  10. Jun 11, 2026 Reported (Amended) by the Committee on Small Business. H. Rept. 119-695, Part I.
  11. May 20, 2026 Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 23 - 0.
  12. May 20, 2026 Committee Consideration and Mark-up Session Held

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