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    Personal Finance terms

    Money for households: retirement and Social Security, saving and investing, credit and debt, gold and silver, and crypto.

    Latest coverage of this topic All glossary
    Social Security trust fund The accounts, holding special Treasury securities, that receive Social Security payroll taxes and pay benefits. Capital gains tax A tax on the profit from selling an asset such as stocks, real estate or a business for more than its purchase price. Gold standard A monetary system in which a currency's value is tied to a fixed amount of gold. Central bank digital currency A digital form of a country's currency issued directly by the central bank, a proposal opposed by many conservatives on privacy grounds.

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