S. 3561 Introduced Finance and Financial Sector

Buy Now, Pay Later Protection Act of 2025

A bill to amend the Truth in Lending Act and the Consumer Financial Protection Act of 2010 to apply certain protections and oversight to buy now, pay later loans, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed Senate
  4. Passed House
  5. To President
  6. Became law
Sponsor Sen. Reed, Jack [D-RI] Introduced December 18, 2025 Cosponsors 4 (4 D) Latest action December 18, 2025

Summary

The Congressional Research Service has not published a summary of this bill yet.

Congress.gov

Actions

  1. Dec 18, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S8923)
  2. Dec 18, 2025 Introduced in Senate

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