H.R. 4056 Introduced Health

RAMP Act

To amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Bilirakis, Gus M. [R-FL-12] Introduced June 20, 2025 Cosponsors 1 (1 D) Latest action June 20, 2025

Summary

Repair Abuses of MSP Payments Act or the RAMP Act
This bill restricts the private right of action against insurance plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer.
Current law allows for a private right of action against primary plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer; this provision applies to group health plans, workers' compensation plans, automobile or liability insurance plans, and no-fault insurance plans. The bill limits this provision to group health plans.

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. Jun 20, 2025 Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  2. Jun 20, 2025 Introduced in House

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